Financing Information

Additional Comments

I hereby consent to receive text messages or phone calls from or on behalf of the dealer or their employees to the mobile phone number I provided above. By opting in, I understand that message and data rates may apply. This acknowledgement constitutes my written consent to receive text messages to my cell phone and phone calls, including communications sent using an auto-dialer or pre-recorded message. You may withdraw your consent at any time by texting "STOP".

Guaranteed Credit Approval Car Dealership In Chester County, PA

Are you looking to buy a quality certified pre-owned vehicle near West Chester, Malvern, Downingtown or Coatesville, PA? Securing an auto loan for your next ride can be almost instantaneous with the ease and availability of John L. Smith Used Car's 15-minute credit approvals.

We understand that your free time is precious, that's why we want to make this process as quick and efficient as possible when you apply for credit on a desired pre-owned vehicle.

Instant Credit Approvals

We understand that it can be a difficult process to build up a solid credit score, which is why we don't put too much weight on your credit history when it comes to approving you for financing. With our instant auto credit approval process, we are able to take the information you can provide us and get you approved credit in 15 minutes or less.

Our team works with a variety of lenders and banks to make sure everyone has a viable option. Whether you have good credit, bad credit or no established credit at all, we're motivated to get you approved, behind the wheel of your ideal vehicle, and off our lot in as less time as possible.

Credit Approvals for First-Time Buyers

Going through the car buying process for the first time? Our used car dealership in West Chester, PA offers a relaxed environment with a diverse array of financing options. If one thing is clear, it's that the staff here at John L. Smith Used Cars wants to make it as easy as possible for local Chester County drivers to get behind the wheel of a quality vehicle at a great price. We go the extra mile to ensure each model that comes through our doors is in pristine condition, meaning you get remarkable value with every purchase you make.

Qualify for Financing in West Chester, PA

If you're ready to get started, you can fill out our financing application online to quickly qualify for financing information. We'll have you ready to purchase a standout vehicle from our expansive collection of used cars in 15 minutes or less.

If you have any questions or would like to know more, feel free to contact us at (610) 436-4909 or reach out online. We're proud to be your car dealership with guaranteed credit approval near West Chester, Malvern, Downingtown and Coatesville and we look forward to providing you with additional details to discuss all the financing options and choices you have with us today!